Problem: Broken Promises | Date of Problem: 2009-01-19 13:06:14.0 | Company Name: WELLS FARGO | Has this problem been resolved yet? No | Submitted by: Kelly L. Hansen | http://wfhmcaught.blogspot.com/HELP US MOTIVATE WELLS FARGO & CO. TO TURN THEIR VICTIMS INTO VICTORIES Kelly L. Hansen, WFHM Victim now an ON FIRE Vigilante for Changing WFHM Victims to VICTORIES! 33605 W. 88th Street De Soto, KS 66018 504-579-2340 913-273-1448 Fax "Kelly L. Hansen" Candace Bolin wrote: Dear Ms. Hansen, Thank you so much for the information. It was late last night when I received it. I have e-mailed Todd and Sharon on the issue. There are not specifics in the e-mails though. It is getting pretty redundant as you can well guess. Someone pointed me in a few different directions that I can take locally too. I am not working now and this incident happened starting in 2006. It led to me having to file bankruptcy on my home in July 2007. We did not have the funds to be able to recover from the bankruptcy. They ended up selling my home for under half of what it was worth. Why didn't I get this option? Mine actually started with health problems and I let ASC know this and that I had lost my job. ASC asked for personal information to see if they could work out a repayment plan. They worked one out that I agreed to and I had to Western Union them money. Then, come to find out, I could not afford that plan and let them know a different arrangement had to be made. They told me that I was approximately $300 under in income for what was needed for this. The payments adjusted from an approximate $700 a month payment to a $1200 payment. I had to deal with the harassing phone calls, threatening of foreclosure, eventually was sent a note from the local Sheriff's Department asking us (me, my husband and 2 children) to leave my home. We were instructed to be out by March 20, 2008. We were out before then. I know there are probably statutes and limitations on some of this. So, I don't know how much can be done. Anyway, the eventual solution, advised by an attorney, we had to file CHPT. 7 Bankruptcy. I will also contact my attorney general for this state first and find out if anything can be done. Hopefully now, they (Wells Fargo) now know that all this went on with people coming forward. It really made no sense. Instead of reducing payments to where people can afford them and stay in their homes instead of it leading to what it did (meaning bankruptcy) is beyond me. Someone might ask our government at the time what was going on and no help out there really. Oh, I also contacted and paid a "so-called" foreclosure relief program. They could not help and took me for $1,000. I have contacted them and they have offered back half the money I paid to them for a "good-faith" effort. I have been sent the release form to sign, but will not until I contact an attorney. I had also tried to get re-financed with another company, but when I did, the same run-around practices were used. I kept that company's information as well. Anyway, if you have any more questions, feel free to contact me by e-mailing or calling me directly at (931) 267-6236.
We have already had to go through the mental and physical anguise of losing our home and starting over. I would like to be reimbursed for the situation I had to deal with, the mental abuse, that led to physical ailments (stress is not good on a diabetic) and unethical practices of WELLS FARGO HOME MORTGAGE'S SERVICING COMPANY: AMERICAS SERV ASC and be able to have the opportunity to buy again.
I have also sent this e-mail to Sharon and Todd as well. Thank you for taking the time to acknowledge this situation and do something about it, I plan to do the same. Thank you, Candace Bolin |
No comments:
Post a Comment