Foreclosures skyrocket, State tries to help...(who, really?)
By Amy Cherry
Abas Ben Addi, Dir. of the DE State Housing Authority
Foreclosures skyrocket here in Delaware over the past 12 months, and now, state officials are meeting at a foreclosure summit to come up with ways to combat the challenge.
The seed was planted with the subprime mortgage crisis, and the problem has gotten worse. Foreclosure filings in Delaware tripled over the last year to 6,500.
Anas Ben Addi, Director of the Delaware State Housing Authority, says there’s a number of state programs that can help struggling homeowners.
“The Delaware Emergency Mortgage Assistance Program that offers up to $15,000 deferred loan. We have H-GAP that offers a grant for $5,000.
He offers this advice to anyone who fears losing their home.
“Call your lender. Your lender is not a property manager. They’re not in the real estate business. They’re not interested in owning your property. They will be the first to work with you to keep you in your house.” DinSFLA: Obviously, he is not in the real world, They are not helping! If a lender is selling bank owned this makes them “in the business”.
For those, who’ve already fallen over the edge and filed for foreclosure this year, Ben Addi says there’s help for you too.
“The Neighborhood Civilization Program that helps community rehab and sell. We have rental assistance for folks, who went through foreclosure, and we’ll be talking about this – how can we better use it and get the word out.”
Tuesday, June 15, 2010
Monday, June 14, 2010
ASSIGNMENT FRAUD CHECK YOUR MORTGAGE ASSIGNMENTS PEOPLE!
Law Offices Of David J. Stern P.A., conspiracy, djsp enterprises, featured, foreclosures, insider, investigation
***BREAKING NEWS*** David J. Sterns “DJSP Enterprises, Inc” under INVESTOR INVESTIGATION
Posted on13 June 2010. Tags: dinsfla, djsp enterprises, foreclosures, investigation, Investor, law office of David J. Stern pa, law offices of david J. stern plantation florida 33324, securities law violation
I recently made a post about Shares of DJSP Enterprises Get SLAMMED….FALL 25%. Are we seeing a DownTrend?
Stock fell from $13.65 to $4.94 in 5 months!!!
I guess now we know what may be happening…Stay tuned as I will be watching closely!Investigation on behalf of investors in DJSP Enterprises, Inc (NASDAQ:DJSP) over possible securities laws violations – Contact the Shareholders Foundation, Inc
mail@shareholdersfoundation.com
FOR IMMEDIATE RELEASE
PRLog (Press Release) – Jun 01, 2010 – An investigation on behalf of investors in DJSP Enterprises, Inc (NASDAQ:DJSP) securities over possible violations of Federal Securities Laws by DJSP Enterprises was announced.
If you are an investor in DJSP Enterprises, Inc (NASDAQ:DJSP) securities, you have certain options and you should contact the Shareholders Foundation, Inc by email at mail@shareholdersfoundation.com or call +1 (858) 779 – 1554.
DJSP Enterprises, Inc., located in Plantation, Florida, through its subsidiary, DAL Group, LLC, engages in providing non-legal services supporting residential real estate foreclosure, other related legal actions, and lender owned real estate services in the United States. DJSP Enterprises, Inc reported in 2009 Total Revenue of $260.269million with a Net Income of $44.565million. According to the investigation by a law firm the investigation on behalf of investors in DJSP stock focuses on the following events. On May 28, 2010, DJSP Enterprises declined by $2.59, or 29.2%, to $6.28 after DJSP Enterprises posted weaker-than-expected first-quarter results and warned investors of a full-year earnings shortfall. DJSP Enterprises said it had a first-quarter adjusted profit of 35 cents a share, which was a nickel below the Thomson Reuters average estimate.
DJSP Enterprises said that in April one of its largest bank clients initiated a foreclosure system conversion that cut the number of foreclosures. Because of the foreclosure system conversion and the U.S. government’s steps to prevent foreclosures, DJSP Enterprises said it expects full-year earnings of $1.29 to $1.36 a share, which is below consensus. Volume topped 3.13 million shares, compared to the 50-day average daily volume of 190,000, so the investigation. Shares of DJSP Enterprises, Inc (DJSP) traded recently at $6.38 per share, down from its 52weekHigh of $13.65 per share.
Those who are investors in DJSP Enterprises, Inc (NASDAQ:DJSP) securities, you have certain options and you should contact the Shareholders Foundation, Inc by email at mail@shareholdersfoundation.com or call +1 (858) 779 – 1554.
# # #
The Shareholders Foundation, Inc. is an investor advocacy group. We do research related to shareholder issues and inform investors of securities class actions, settlements, judgments, and other legal related news to the stock/financial market. At Shareholders Foundation, Inc. we are in contact with a large number of shareholders. We believe that together we can combine the interests of many investors, and use the size of our interest as leverage against the giant corporations. We offer help, support, and assistance for every shareholder. We help investors find answers to their questions and equitable solutions to their problems. The Shareholders Foundation, Inc. is not a law firm. The information is provided as a public service. It is not intended as legal advice and should not be relied upon.
RELATED STORY:
ARE FORECLOSURE MILLS Coercing Buyers for BANK OWNED homes? ARE ALL THE MILLS?
Law Firm of David J. Stern (DJSP) Appears to Be Under State And Federal Investigation For Fraud, Stern Law Firm Even Has It’s Own “Michael Clayton”.
***BREAKING NEWS*** David J. Sterns “DJSP Enterprises, Inc” under INVESTOR INVESTIGATION
Posted on13 June 2010. Tags: dinsfla, djsp enterprises, foreclosures, investigation, Investor, law office of David J. Stern pa, law offices of david J. stern plantation florida 33324, securities law violation
I recently made a post about Shares of DJSP Enterprises Get SLAMMED….FALL 25%. Are we seeing a DownTrend?
Stock fell from $13.65 to $4.94 in 5 months!!!
I guess now we know what may be happening…Stay tuned as I will be watching closely!Investigation on behalf of investors in DJSP Enterprises, Inc (NASDAQ:DJSP) over possible securities laws violations – Contact the Shareholders Foundation, Inc
mail@shareholdersfoundation.com
FOR IMMEDIATE RELEASE
PRLog (Press Release) – Jun 01, 2010 – An investigation on behalf of investors in DJSP Enterprises, Inc (NASDAQ:DJSP) securities over possible violations of Federal Securities Laws by DJSP Enterprises was announced.
If you are an investor in DJSP Enterprises, Inc (NASDAQ:DJSP) securities, you have certain options and you should contact the Shareholders Foundation, Inc by email at mail@shareholdersfoundation.com or call +1 (858) 779 – 1554.
DJSP Enterprises, Inc., located in Plantation, Florida, through its subsidiary, DAL Group, LLC, engages in providing non-legal services supporting residential real estate foreclosure, other related legal actions, and lender owned real estate services in the United States. DJSP Enterprises, Inc reported in 2009 Total Revenue of $260.269million with a Net Income of $44.565million. According to the investigation by a law firm the investigation on behalf of investors in DJSP stock focuses on the following events. On May 28, 2010, DJSP Enterprises declined by $2.59, or 29.2%, to $6.28 after DJSP Enterprises posted weaker-than-expected first-quarter results and warned investors of a full-year earnings shortfall. DJSP Enterprises said it had a first-quarter adjusted profit of 35 cents a share, which was a nickel below the Thomson Reuters average estimate.
DJSP Enterprises said that in April one of its largest bank clients initiated a foreclosure system conversion that cut the number of foreclosures. Because of the foreclosure system conversion and the U.S. government’s steps to prevent foreclosures, DJSP Enterprises said it expects full-year earnings of $1.29 to $1.36 a share, which is below consensus. Volume topped 3.13 million shares, compared to the 50-day average daily volume of 190,000, so the investigation. Shares of DJSP Enterprises, Inc (DJSP) traded recently at $6.38 per share, down from its 52weekHigh of $13.65 per share.
Those who are investors in DJSP Enterprises, Inc (NASDAQ:DJSP) securities, you have certain options and you should contact the Shareholders Foundation, Inc by email at mail@shareholdersfoundation.com or call +1 (858) 779 – 1554.
# # #
The Shareholders Foundation, Inc. is an investor advocacy group. We do research related to shareholder issues and inform investors of securities class actions, settlements, judgments, and other legal related news to the stock/financial market. At Shareholders Foundation, Inc. we are in contact with a large number of shareholders. We believe that together we can combine the interests of many investors, and use the size of our interest as leverage against the giant corporations. We offer help, support, and assistance for every shareholder. We help investors find answers to their questions and equitable solutions to their problems. The Shareholders Foundation, Inc. is not a law firm. The information is provided as a public service. It is not intended as legal advice and should not be relied upon.
RELATED STORY:
ARE FORECLOSURE MILLS Coercing Buyers for BANK OWNED homes? ARE ALL THE MILLS?
Law Firm of David J. Stern (DJSP) Appears to Be Under State And Federal Investigation For Fraud, Stern Law Firm Even Has It’s Own “Michael Clayton”.
Saturday, June 12, 2010
Wells Fargo Financial closes Canadian operations
CANADA IS SAFE!
Wells Fargo Financial is closing up its Canadian operations and no longer offering consumer loan, the Des Moines based company confimed Friday.
“We have shifted our focus to serving existing real estate, auto, and consumer loan accounts. There will be no change to our customers’ existing account terms and conditions,” the company says on its website:
Wells Fargo Financial had 120 stores in Canada, and approximately 800 Wells Fargo team members in the country will be impacted, said Diana Rodriguez, vice president of communications for Wells Fargo Financial. Des Moines operations of Wells Fargo Financial will not be impacted, she said.
There are approximately 450 Wells Fargo team members who will remain in Canada to service the existing loan portfolio, Rodriguez said.
“Wells Fargo’s loan origination business in Canada has not been generating sufficient financial returns,” she said. “So we’re making the difficult, yet prudent decision to cease originations at this time.”
Rodriguez stressed that it was just Wells Fargo Financial stores affected and other divisions of the bank still have “robust operations” in the country.
The Financial Post reports, however, that U.S.’s fourth largest bank has made several moves out of the Canadian market in recent years.
Wells Fargo “began to withdraw consumer lending from Canada in 2008 at the height of the financial and economic crisis. In November 2008, it decided to exit the indirect auto-lending business,” the newspaper said. “Then, last July, Wells Fargo stopped offering residential mortgages and home-equity loans in Canada.”
Wells Fargo Financial is closing up its Canadian operations and no longer offering consumer loan, the Des Moines based company confimed Friday.
“We have shifted our focus to serving existing real estate, auto, and consumer loan accounts. There will be no change to our customers’ existing account terms and conditions,” the company says on its website:
Wells Fargo Financial had 120 stores in Canada, and approximately 800 Wells Fargo team members in the country will be impacted, said Diana Rodriguez, vice president of communications for Wells Fargo Financial. Des Moines operations of Wells Fargo Financial will not be impacted, she said.
There are approximately 450 Wells Fargo team members who will remain in Canada to service the existing loan portfolio, Rodriguez said.
“Wells Fargo’s loan origination business in Canada has not been generating sufficient financial returns,” she said. “So we’re making the difficult, yet prudent decision to cease originations at this time.”
Rodriguez stressed that it was just Wells Fargo Financial stores affected and other divisions of the bank still have “robust operations” in the country.
The Financial Post reports, however, that U.S.’s fourth largest bank has made several moves out of the Canadian market in recent years.
Wells Fargo “began to withdraw consumer lending from Canada in 2008 at the height of the financial and economic crisis. In November 2008, it decided to exit the indirect auto-lending business,” the newspaper said. “Then, last July, Wells Fargo stopped offering residential mortgages and home-equity loans in Canada.”
CALIF ATTY GENERAL BROWN
Goes After Bait and Switch Refi Fraudsters
Neil Garfield
June 11, 2010 at 8:00 am
URL: http://wp.me/p7SnH-28y
Submitted by Abby:
MORE FRAUDSTERS CAUGHT BY CALIF ATTY GENERAL BROWN!!!
News Release
June 09, 2010
For Immediate Release
Contact: (510) 622-4500
Contact: Christine Gasparac or Evan Westrup, (510) 622-4500
Christine.Gasparac@doj.ca.gov or Evan.Westrup@doj.ca.gov
Three More Suspects Nabbed in Million-Dollar Bait-and-Switch Home Refinance Scam
LOS ANGELES – In a continuing probe into a defunct Southern California mortgage brokerage, Attorney General Edmund G. Brown Jr. today announced the arrests of president and co-owner Sean McConville and two associates who used “deceptive promises and forged documents” to steal almost $1 million from homeowners falsely guaranteed attractive home loan refinancing packages.
“These criminals employed a classic bait-and-switch in their refinance scheme,” Brown said. “With deceptive promises and forged documents, they maliciously cheated homeowners who trusted them and just wanted a fair deal.”
Brown’s office initiated its investigation in October 2008 in response to more than 70 complaints against the defendants and their mortgage brokerage business, ALG Capital, Inc. The brokerage operated out of Calabasas from early 2006 until late 2007 and then moved to Mission Hills until it shut its doors in 2008.
Brown’s investigation found that f! rom April 2007 to October 2008, the owners and their associates lured dozens of borrowers into refinancing home loans by falsely promising low interest rates, minimal broker fees and other attractive terms. The brokerage then negotiated different terms with lenders.
When homeowners were presented with closing documents, they bore the terms promised, but which the lenders never approved. After homeowners signed the closing documents, key pages were removed and replaced with pages bearing the terms that the lender had actually agreed to. The homeowners’ signatures were then forged on the replacement pages, and ALG forwarded the forged documents to the escrow company.
Homeowners only discovered they had been defrauded when they received the final loan documents with the true terms and their signatures forged on closing cost disclosures, Truth-in-Lending disclosures, loan applications and other documents.
Additionally, ALG collected al! most $1 million in undisclosed fees, charging homeowners up to! $57,000 in broker fees. In total, dozens of homeowners were locked into almost $30 million in loans with terms they did not agree to.
As a result of this scheme, many homeowners were forced to sell their homes, come out of retirement, or tap retirement savings. Others paid significant prepayment penalties, including over $21,000 in one case. Borrowers also rarely received the large cash-outs they were promised as part of the refinance.
Sean McConville, 30, of Austin, Texas, president and co-owner of the brokerage, was arrested early yesterday morning at his residence. He is being held at the Travis County Jail in Texas pending extradition. He was previously convicted of robbery in November 1997.
Matthew Bourgo, 27, of Thousand Oaks, who posed as a licensed notary for the brokerage, was arrested yesterday afternoon at his residence. He is being held in Ventura County Jail and will be transferred to Los Angeles County.
Joseph Nguyen, 37, of Woodland Hills, a former loan officer for the brokerage, was also arrested yesterday afternoon at his business, where he worked as a chiropractor. He is being held by authorities in Los Angeles County.
The suspects are each being held on $29.5 million bail.
In September 2009, Brown’s office arrested three others involved in the bait-and-switch scam, including Michael McConville, 32, of Simi Valley, Sean’s brother and co-owner of the brokerage, Alan Ruiz, 29, of Huntington Beach, a former loan officer and Garrett Holdridge, 24, of Palmdale, who was convicted of seven felonies in March for his involvement in the scam.
Investigators located victims in dozens of California cities, including: Auburn, Altadena, Arroyo Grande, Azusa, Bakersfield, Berkeley, Burbank, Calabasas, Castro Valley, Chino, Compton, Corona, Fairfield, Fontana, Fremont, Fresno, Garden Grove, Glendale, Hemet, Highland, Huntington Beach, La Habra! , La Mesa, La Mirada, La Quinta, Lancaster, Livermore , Los Angeles, Lo! ng Beach, Manteca, Martinez, Monterey, Murrieta, Nice, Northridge, Oakland, Ontario, Palmdale, Pasadena, Perris, Petaluma, Pomona, Quartz Hill, Rancho Cucamonga, Redlands, Reedley, Rialto, Sacramento, San Clemente, San Diego, San Jose, Santa Rosa, Sierra Madre, Spring Valley, Stanton, Temecula, Whittier, and Winnetka.
The complaint, filed in Los Angeles County Superior Court, includes the following charges: 38 counts of grand theft, 19 counts of forgery, three counts of elder abuse, and one count of conspiracy to commit grand theft.
Brown also filed suit against the McConville brothers in May 2009 for running a property tax reassessment scam which targeted Californians looking to lower their property taxes. The brothers billed tens of thousands of homeowners throughout California nearly $200 each for property tax reassessment services that were almost never performed and are available free of charge from local tax assessors.
Goes After Bait and Switch Refi Fraudsters
Neil Garfield
June 11, 2010 at 8:00 am
URL: http://wp.me/p7SnH-28y
Submitted by Abby:
MORE FRAUDSTERS CAUGHT BY CALIF ATTY GENERAL BROWN!!!
News Release
June 09, 2010
For Immediate Release
Contact: (510) 622-4500
Contact: Christine Gasparac or Evan Westrup, (510) 622-4500
Christine.Gasparac@doj.ca.gov or Evan.Westrup@doj.ca.gov
Three More Suspects Nabbed in Million-Dollar Bait-and-Switch Home Refinance Scam
LOS ANGELES – In a continuing probe into a defunct Southern California mortgage brokerage, Attorney General Edmund G. Brown Jr. today announced the arrests of president and co-owner Sean McConville and two associates who used “deceptive promises and forged documents” to steal almost $1 million from homeowners falsely guaranteed attractive home loan refinancing packages.
“These criminals employed a classic bait-and-switch in their refinance scheme,” Brown said. “With deceptive promises and forged documents, they maliciously cheated homeowners who trusted them and just wanted a fair deal.”
Brown’s office initiated its investigation in October 2008 in response to more than 70 complaints against the defendants and their mortgage brokerage business, ALG Capital, Inc. The brokerage operated out of Calabasas from early 2006 until late 2007 and then moved to Mission Hills until it shut its doors in 2008.
Brown’s investigation found that f! rom April 2007 to October 2008, the owners and their associates lured dozens of borrowers into refinancing home loans by falsely promising low interest rates, minimal broker fees and other attractive terms. The brokerage then negotiated different terms with lenders.
When homeowners were presented with closing documents, they bore the terms promised, but which the lenders never approved. After homeowners signed the closing documents, key pages were removed and replaced with pages bearing the terms that the lender had actually agreed to. The homeowners’ signatures were then forged on the replacement pages, and ALG forwarded the forged documents to the escrow company.
Homeowners only discovered they had been defrauded when they received the final loan documents with the true terms and their signatures forged on closing cost disclosures, Truth-in-Lending disclosures, loan applications and other documents.
Additionally, ALG collected al! most $1 million in undisclosed fees, charging homeowners up to! $57,000 in broker fees. In total, dozens of homeowners were locked into almost $30 million in loans with terms they did not agree to.
As a result of this scheme, many homeowners were forced to sell their homes, come out of retirement, or tap retirement savings. Others paid significant prepayment penalties, including over $21,000 in one case. Borrowers also rarely received the large cash-outs they were promised as part of the refinance.
Sean McConville, 30, of Austin, Texas, president and co-owner of the brokerage, was arrested early yesterday morning at his residence. He is being held at the Travis County Jail in Texas pending extradition. He was previously convicted of robbery in November 1997.
Matthew Bourgo, 27, of Thousand Oaks, who posed as a licensed notary for the brokerage, was arrested yesterday afternoon at his residence. He is being held in Ventura County Jail and will be transferred to Los Angeles County.
Joseph Nguyen, 37, of Woodland Hills, a former loan officer for the brokerage, was also arrested yesterday afternoon at his business, where he worked as a chiropractor. He is being held by authorities in Los Angeles County.
The suspects are each being held on $29.5 million bail.
In September 2009, Brown’s office arrested three others involved in the bait-and-switch scam, including Michael McConville, 32, of Simi Valley, Sean’s brother and co-owner of the brokerage, Alan Ruiz, 29, of Huntington Beach, a former loan officer and Garrett Holdridge, 24, of Palmdale, who was convicted of seven felonies in March for his involvement in the scam.
Investigators located victims in dozens of California cities, including: Auburn, Altadena, Arroyo Grande, Azusa, Bakersfield, Berkeley, Burbank, Calabasas, Castro Valley, Chino, Compton, Corona, Fairfield, Fontana, Fremont, Fresno, Garden Grove, Glendale, Hemet, Highland, Huntington Beach, La Habra! , La Mesa, La Mirada, La Quinta, Lancaster, Livermore , Los Angeles, Lo! ng Beach, Manteca, Martinez, Monterey, Murrieta, Nice, Northridge, Oakland, Ontario, Palmdale, Pasadena, Perris, Petaluma, Pomona, Quartz Hill, Rancho Cucamonga, Redlands, Reedley, Rialto, Sacramento, San Clemente, San Diego, San Jose, Santa Rosa, Sierra Madre, Spring Valley, Stanton, Temecula, Whittier, and Winnetka.
The complaint, filed in Los Angeles County Superior Court, includes the following charges: 38 counts of grand theft, 19 counts of forgery, three counts of elder abuse, and one count of conspiracy to commit grand theft.
Brown also filed suit against the McConville brothers in May 2009 for running a property tax reassessment scam which targeted Californians looking to lower their property taxes. The brothers billed tens of thousands of homeowners throughout California nearly $200 each for property tax reassessment services that were almost never performed and are available free of charge from local tax assessors.
Kelly,
Never was late in a payment, for 20 years, paid 1,200 on time, time every month, time are are tough and thought maybe with my reduced income I would enroll in the Hamp program, through my mortgage company Wells Fargo, and maybe receive a reduced interest or payment, Sent in all paperwork, tons of it, receive a trial period payment of 620.00 a month, paid on time for 4 months, Bank says after 4 months unable to create an affordable payment equal to 31% of monthly gross income without changing the terms of your loan beyond the requirements of the program. Now I'm receiving letters and phone calls that my mortgage is in default, acceleration to foreclosure is in place. I was never late in payments, and have 3 years left on my mortgage. my home is worth 400,000 and I owe 30,000. They are trying to take my home while in the Hamp program.
This has affected my credit, late fees, Wells Fargo does not care if your in the program. they say I'm in review for alternative loss mitigation solutions, maybe for in-house, people really have no clue. Collections are calling my home now and acceleration is in process due to Hamp program. I could lose my home because of this after paying 20 years, with over 80% equity, This program is taking away homes from hard working people. i can not believe this could happen in America with the Government and a reputable Bank, What is happening?
Jeff A.
Dear Jeff,
Oh Jeff, I didn't either. I just read an article that said in the 1980's over 500 banks went under during the savings and loan crises! To date since this started in 2004 (I think that's right) so far 140 banks have closed so "they" say what we are experiencing isn't nearly as bad. I search my brain for memories of the 1980's and wonder what planet I was living on. I don't remember experiencing anything like this! I was in my 20's...
Please do my heart a favor and click on the links below and read about two of the finest woman in our nation today, April Charney and Lynn Szymoniak. Florida is blessed to have both of these women working for the foreclosure victims in their state. I'm confident these women will give you the help you need to keep your home out of the greedy mits of Wells Fargo Bank.
http://www.mortgagelawnetwork.com/2009/02/19/april-charney-and-jacksonville-area-legal-aid-lead-the-fight-against-foreclosures/
http://szymoniakfirm.com/
Thank you so much for sharing your story, it will help other homeowners in ways you will never know. Please keep me posted on how you progress in your fight to keep your home, and let me know who at Wells Fargo is helpful, AND WHO IS NOT!
Good luck Jeff!
Kelly
Kelly L. Hansen
ON FIRE Vigilante!
Changing WFHM Victims to VICTORIES!
33605 W. 88th Street
De Soto, KS 66018
913-529-9837 Phone
913-273-1448 Fax
ctsmyhon@yahoo.com
http://www.wfhmcaught.blogspot.com/
http://www.wellsfargocaught.blogspot.com/
http://www.merscaught.blogspot.com/
http://www.fhhmcaught.blogspot.com/
http://www.fraudcaught.blogspot.com/
"When injustice becomes law, resistance becomes duty"
-Thomas Jefferson
Never was late in a payment, for 20 years, paid 1,200 on time, time every month, time are are tough and thought maybe with my reduced income I would enroll in the Hamp program, through my mortgage company Wells Fargo, and maybe receive a reduced interest or payment, Sent in all paperwork, tons of it, receive a trial period payment of 620.00 a month, paid on time for 4 months, Bank says after 4 months unable to create an affordable payment equal to 31% of monthly gross income without changing the terms of your loan beyond the requirements of the program. Now I'm receiving letters and phone calls that my mortgage is in default, acceleration to foreclosure is in place. I was never late in payments, and have 3 years left on my mortgage. my home is worth 400,000 and I owe 30,000. They are trying to take my home while in the Hamp program.
This has affected my credit, late fees, Wells Fargo does not care if your in the program. they say I'm in review for alternative loss mitigation solutions, maybe for in-house, people really have no clue. Collections are calling my home now and acceleration is in process due to Hamp program. I could lose my home because of this after paying 20 years, with over 80% equity, This program is taking away homes from hard working people. i can not believe this could happen in America with the Government and a reputable Bank, What is happening?
Jeff A.
Dear Jeff,
Oh Jeff, I didn't either. I just read an article that said in the 1980's over 500 banks went under during the savings and loan crises! To date since this started in 2004 (I think that's right) so far 140 banks have closed so "they" say what we are experiencing isn't nearly as bad. I search my brain for memories of the 1980's and wonder what planet I was living on. I don't remember experiencing anything like this! I was in my 20's...
Please do my heart a favor and click on the links below and read about two of the finest woman in our nation today, April Charney and Lynn Szymoniak. Florida is blessed to have both of these women working for the foreclosure victims in their state. I'm confident these women will give you the help you need to keep your home out of the greedy mits of Wells Fargo Bank.
http://www.mortgagelawnetwork.com/2009/02/19/april-charney-and-jacksonville-area-legal-aid-lead-the-fight-against-foreclosures/
http://szymoniakfirm.com/
Thank you so much for sharing your story, it will help other homeowners in ways you will never know. Please keep me posted on how you progress in your fight to keep your home, and let me know who at Wells Fargo is helpful, AND WHO IS NOT!
Good luck Jeff!
Kelly
Kelly L. Hansen
ON FIRE Vigilante!
Changing WFHM Victims to VICTORIES!
33605 W. 88th Street
De Soto, KS 66018
913-529-9837 Phone
913-273-1448 Fax
ctsmyhon@yahoo.com
http://www.wfhmcaught.blogspot.com/
http://www.wellsfargocaught.blogspot.com/
http://www.merscaught.blogspot.com/
http://www.fhhmcaught.blogspot.com/
http://www.fraudcaught.blogspot.com/
"When injustice becomes law, resistance becomes duty"
-Thomas Jefferson
Thursday, June 10, 2010
AMERICAS SERVICING COMPANY aaaahhhhh yes, that creepy, seedy subsidiary owned by WELLS FARGO BANK
sigh.....yes, unfortunately yes. If they can figure out a way to keep your money and hide the fact that they ever talked to you about it, they'll do it. They are a creepy bunch.
If you have equity, can you get it out? Can you refinance? Are you stuck on your home? Can you strategically default? Stop making your payments? It will take them quite a while to get you out....save up your money......buy something new, I'm just saying....
"When injustice becomes law, resistance becomes duty"
-Thomas Jefferson
Kelly L. Hansen
ON FIRE Vigilante!
Changing WFHM Victims to VICTORIES!
33605 W. 88th Street
De Soto, KS 66018
913-529-9837 Phone
913-273-1448 Fax
--------------------------------------------------------------------------------
From: Kevin
To: ctsmyhon@yahoo.com
Sent: Thu, June 10, 2010 2:05:23 PM
Subject: ASC mortgage
I hear ya.
Back in December of 2009 we got papers for an Deferment for 3 months . so I made a payment and 2 days after that I got papers for the loan modification so I called and got Michelle “employee ID GHH” and asked what was going to happen with the payment I just made . she went back to her supervisor 4 times just to make sure he was right in telling me that the payment for the deferment would be the first payment on my loan modification. Then 3 weeks later I get a Letter stating I defaulted on the modification and when I call and gave Michelle’s employee number. The only thing they could find in my notes is that she stated I talked to her. So needless to say I had to start the process all over and they say one day its approved then the next it isn’t so now I just get something where they added the past due onto the payments which are way over what I am paying now
KEVIN
Americas Servicing Company Mortgage Companies Profile I called back the following day to give our update information and a different representative ...... Class Action Lawsuit Against America Servicing Company ...
http://www.afscanhelp.com/companies/mortgage-companies/americas-servicing-company.cfm - Cached
Americas Servicing Company - ASC-Class Action Lawsuit
Jun 20, 2008 ... We have been tryinging to do loan modifications. At the rate they are doing things. Sometimes my paperwork is complete.
http://americas-servicing-company.pissedconsumer.com/asc-class-action-lawsuit-200806201247... - Cached
Americas Servicing Company - class action lawsuit against ASC
Aug 25, 2009 ... class action lawsuit against ASC · Page 2. You were reading a complaint about Americas Servicing Company. Filing a new complaint about ...
http://americas-servicing-company.pissedconsumer.com/-class-action-lawsuit-against-asc-200... - Cached
Americas Servicing Company and Wells Fargo Bank
In a lawsuit filed in Florida in 2008, America's Servicing Company is accused of having induced a borrower into defaulting on his nearly ...
http://www.americasservicingcompany.info/Americas_Servicing_Company_and.html - Cached
Fight Back!!! -- 2008 CreditSuit
Your lawsuits - Wells Fargo - Americas Servicing Company (ASC) - others Subforums. Collapse. > Your lawsuits - Wells Fargo - Americas ...
http://fight-back.us/forum/index.php?showforum=63 - Cached
Mortgage Fraud Blog - Michigan Class Action Lawsuit Alleges ...
Mar 21, 2006 ... I would also like to know if I can be part of a lawsuit against America's Servicing Company even if I do not live in Michigan. ...
http://www.mortgagefraudblog.com/index.php/weblog/permalink/michigan_class_action_lawsuit_... - Cached
ARE YOU A VICTIM OF WELLS FARGO'S PAIN?: HAS AMERICAS SERVICING ...
May 14, 2010 ... HAS AMERICAS SERVICING COMPANY HELPED ANYONE OUT THERE LATELY? ... CLASS ACTION LAWSUIT UPDATE · WELLS FARGO CLASS ACTION LAWSUIT UPDATE ...
http://wfhmcaught.blogspot.com/2010/05/has-americas-servicing-company-helped.html - Cached
Americas Servicing Company Review
Rip-off Report #231087
Feb 3, 2009 ... Americas Servicing Company Escrow Account Scam. Iowa Des Moines Newark ... Updates & Rebuttals. #1. Consumer Comment ... I am victim of the same scam and I think a class action lawsuit will dig up thousands of victims. ...
http://www.ripoffreport.com/mortgage-companies/americas-servicing-c/americas-servicing-com... - Cached
Pending Class-Action Lawsuits - LAW FIRMS TO RESEARCH & CONTACT ...
America's Servicing Company (ASC) http://www.hfesq.com/class-action-cases- investigation- detail.php?case=America%27s+Servicing+Company+(ASC)&cid=8 ...
http://www.msfraud.org/LAW/Lounge/PendingClassActionLawsuits.pdf - Cached
Cases filed matching "America's Servicing Company" :: Justia ...
Federal Tax Suits ... Filed: May 27, 2010 as 0:2010cv60885 Updated: May 28, 2010 01:41:32 .... Wells Fargo Bank, N.A. d/b/a America's Servicing Company ...
http://dockets.justia.com/search?q=America's+Servicing+Company - Cached
If you have equity, can you get it out? Can you refinance? Are you stuck on your home? Can you strategically default? Stop making your payments? It will take them quite a while to get you out....save up your money......buy something new, I'm just saying....
"When injustice becomes law, resistance becomes duty"
-Thomas Jefferson
Kelly L. Hansen
ON FIRE Vigilante!
Changing WFHM Victims to VICTORIES!
33605 W. 88th Street
De Soto, KS 66018
913-529-9837 Phone
913-273-1448 Fax
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From: Kevin
To: ctsmyhon@yahoo.com
Sent: Thu, June 10, 2010 2:05:23 PM
Subject: ASC mortgage
I hear ya.
Back in December of 2009 we got papers for an Deferment for 3 months . so I made a payment and 2 days after that I got papers for the loan modification so I called and got Michelle “employee ID GHH” and asked what was going to happen with the payment I just made . she went back to her supervisor 4 times just to make sure he was right in telling me that the payment for the deferment would be the first payment on my loan modification. Then 3 weeks later I get a Letter stating I defaulted on the modification and when I call and gave Michelle’s employee number. The only thing they could find in my notes is that she stated I talked to her. So needless to say I had to start the process all over and they say one day its approved then the next it isn’t so now I just get something where they added the past due onto the payments which are way over what I am paying now
KEVIN
Americas Servicing Company Mortgage Companies Profile I called back the following day to give our update information and a different representative ...... Class Action Lawsuit Against America Servicing Company ...
http://www.afscanhelp.com/companies/mortgage-companies/americas-servicing-company.cfm - Cached
Americas Servicing Company - ASC-Class Action Lawsuit
Jun 20, 2008 ... We have been tryinging to do loan modifications. At the rate they are doing things. Sometimes my paperwork is complete.
http://americas-servicing-company.pissedconsumer.com/asc-class-action-lawsuit-200806201247... - Cached
Americas Servicing Company - class action lawsuit against ASC
Aug 25, 2009 ... class action lawsuit against ASC · Page 2. You were reading a complaint about Americas Servicing Company. Filing a new complaint about ...
http://americas-servicing-company.pissedconsumer.com/-class-action-lawsuit-against-asc-200... - Cached
Americas Servicing Company and Wells Fargo Bank
In a lawsuit filed in Florida in 2008, America's Servicing Company is accused of having induced a borrower into defaulting on his nearly ...
http://www.americasservicingcompany.info/Americas_Servicing_Company_and.html - Cached
Fight Back!!! -- 2008 CreditSuit
Your lawsuits - Wells Fargo - Americas Servicing Company (ASC) - others Subforums. Collapse. > Your lawsuits - Wells Fargo - Americas ...
http://fight-back.us/forum/index.php?showforum=63 - Cached
Mortgage Fraud Blog - Michigan Class Action Lawsuit Alleges ...
Mar 21, 2006 ... I would also like to know if I can be part of a lawsuit against America's Servicing Company even if I do not live in Michigan. ...
http://www.mortgagefraudblog.com/index.php/weblog/permalink/michigan_class_action_lawsuit_... - Cached
ARE YOU A VICTIM OF WELLS FARGO'S PAIN?: HAS AMERICAS SERVICING ...
May 14, 2010 ... HAS AMERICAS SERVICING COMPANY HELPED ANYONE OUT THERE LATELY? ... CLASS ACTION LAWSUIT UPDATE · WELLS FARGO CLASS ACTION LAWSUIT UPDATE ...
http://wfhmcaught.blogspot.com/2010/05/has-americas-servicing-company-helped.html - Cached
Americas Servicing Company Review
Rip-off Report #231087
Feb 3, 2009 ... Americas Servicing Company Escrow Account Scam. Iowa Des Moines Newark ... Updates & Rebuttals. #1. Consumer Comment ... I am victim of the same scam and I think a class action lawsuit will dig up thousands of victims. ...
http://www.ripoffreport.com/mortgage-companies/americas-servicing-c/americas-servicing-com... - Cached
Pending Class-Action Lawsuits - LAW FIRMS TO RESEARCH & CONTACT ...
America's Servicing Company (ASC) http://www.hfesq.com/class-action-cases- investigation- detail.php?case=America%27s+Servicing+Company+(ASC)&cid=8 ...
http://www.msfraud.org/LAW/Lounge/PendingClassActionLawsuits.pdf - Cached
Cases filed matching "America's Servicing Company" :: Justia ...
Federal Tax Suits ... Filed: May 27, 2010 as 0:2010cv60885 Updated: May 28, 2010 01:41:32 .... Wells Fargo Bank, N.A. d/b/a America's Servicing Company ...
http://dockets.justia.com/search?q=America's+Servicing+Company - Cached
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